Golf Gifts and Decor Make Perfect Holiday Gifts

November 23, the day after Thanksgiving, also know as "black Friday", starts the holiday shopping countdown for 2007. Only 32 shopping days left until Christmas. What is going to make the perfect gift this year?

Golf becomes more popular every year, more and more people play all the time, watch it on television, and talk about it, making golf gifts and dcor a great theme for holiday gift shopping. With a large selection of golf gifts available for the holidays it will be easy to find that perfect present. Here are some great gift giving ideas.

Golf Pictures - Pictures of famous golf courses such as Pebble Beach, Augusta National, TPC Sawgrass, or St. Andrews will let you enjoy rich landscapes of the most gorgeous golf courses in the world from any room in your home or office. Anyone with an eye for art will enjoy such stunning pictures. For the collector of golf memorabilia choose authentic autographed PGA and LPGA Player pictures of some of the greatest players of golf such as Tiger Woods, Arnold Palmer, Jack Nicklaus, and Annika Sorenstam.

Golf Dcor - Know anyone who has made that infamous hole in one shot? If so, a personalized hole in one plaque is the perfect way to capture that special moment permanently. Top 100 Courses plaques is the ultimate golfer challenge. Set a goal to play at all 100 courses in the US or World. For the golf ball collector choose a beautiful wooden golf ball display case, add a special touch with a personalized name. Golf memorabilia buffs will love a set of Bobby Jones "Grand Slam" clubs or bronze sculpture.

Golf Equipment and Accessories - Every golfer is always in need (want) of the latest and greatest out on the market. No golfer will turn down a set of new clubs! If your looking to get something a little less pricy, you can choose from golf headcovers, umbrellas, divot repair tools, golf bags, equipment organizers, coolers, push carts, or travel cases. Don't forget every golfer at some point in time will need a golf ball retriever, even if they don't want to admit it.

Golf Training Aids - Training aids are great gifts for many reasons; they allow you to practice your game year round even if you can't make it to the golf course. True golfers would play 24/7 if they could. Indoor/outdoor golf nets, mats, practice balls, and putting greens improve your game from the home, office, or backyard. Training books, videos, tapes, and CD's are perfect aids for new or seasoned golfers.

Golf Gifts - Everyone enjoys a good laugh, golfer or not. Funny gag and novelty golf gifts will bring a smile to anyone's face at an affordable price and make great presents for the office gift exchange party. Golf games such as Monopoly, Dominoes, Par Darts, or Caddy Shack Trivia not only make a great holiday gift, but will also be a hit at your next party. Watches for him and her are perfect for the couple that plays golf.

Now that you have all these great ideas what is the easiest, most affordable way get them? Specialty golf stores tend to offer a huge selection of golf equipment and accessories, but not as many gifts and decor. If you want to find the largest selection of golf gifts, dcor, an equipment; shopping online will make it easy, cut down on time you have to spend driving around, and will deliver to your doorstep. The variety of golf gifts and products available online to a golfer far exceeds the specialty golf store. Try shopping at an online discount golf store for the best savings.

Tracy Patton and father Paul Carlson started EzyGolf a discount golf store after their own passion for the game. While not the greatest golfers, they have a lot of fun trying to play and working together. Please visit: http://www.theezygolf.com

Top 5 Balance Transfer Credit Cards

Now that the holidays have ended, many of us are looking for ways to save some money on those holiday purchases we may have spent a little or a lot extra on and those few extra pounds we gained. However, we can only provide help in the area of saving you money, you'll have to consult someone else for those few extra pounds. If you weren't able to pay off your credit card balances right away from the holidays or have some outstanding balances from before the holidays, then consider a balance transfer credit card. A balance transfer credit card can help you save money on your current balances that may be accruing interest.

To help you save more of your hard earned money, here is a list of the best balance transfer credit cards on our website.

1) GM Flexible Earnings Card - With this card, you get a 0% APR for 12 months on up to two balance transfer requests made at the time of your application. Transfer fees of 3% do apply to the balance(s) transferred with a $10 minimum and a $99 maximum. There is no annual fee with the card and new purchases earn 1% cash back or 3% toward an eligible new GM vehicle.

2) Citi Diamond Preferred Card - This card isn't just named a preferred credit card. This card offers a 0% APR on balance transfers for 6 or 12 months depending on a review of your credit application. The introductory APR and period also apply to new purchases you make. Citi does charge a 3% balance transfer fee on each of the balances transferred with a $5 minimum. The card has no annual fee and a very competitive interest rate after the introductory period.

3) Blue from American Express - No more feeling blue about high interest rate balances when you apply because you can get a 4.99% fixed APR for the life of the balance! A 3% balance transfer fee applies to each balance transferred and transfer fees are capped with a $5 minimum and a $99 maximum. All your new purchases receive 0% APR for up to 15 months and no annual fee.

4) Chase Platinum Visa Card - This card from Chase will let you transfer balances and receive 0% APR for up to 12 months. The introductory APR and period is also available on all purchases. All balance transfers are assessed a 3% fee with a $5 minimum and a $75 maximum. There is not annual fee to use this card.

5) Bank of America WorldPoints Platinum Plus MasterCard - This versatile card from Bank of America almost does it all; 0% APR balance transfers for 12 months, a very competitive APR on purchases and one of the most comprehensive reward programs available. Transfers are charged 3% of the balance or a minimum of $10. Bank of America does not charge an annual fee on this card. For those with large balances to transfer, Bank of America is generally considered to be the most generous with credit limit amounts.

For more information on each of these cards, please click on their corresponding links for access to further information and a secure online application.

Plastic Rewards was started to help businesses and individuals better educate them self about (and get the most out of) balance transfer credit cards.